Personal Finance Curriculum for Tweens

Looking for a fun way to teach your tween how to budget? This personal finance curriculum is practical, easy to use, and FUN!

Image of young girl writing in a personal finance workbook.

As soon as I was old enough to understand and use money, my parents began teaching me to save and give. I knew if I earned a dollar, I needed to set aside ten cents for tithe and twenty cents for savings.

I may not have realized it at the time, but with every dollar I was learning about budgeting, saving, and tithing.

Later, when I got ready to head off to college, my parents gave me the money I had put away for savings. Although I didn’t have much pocket money as a kid, those saved dimes added up and helped me set up my freshman dorm room.

If you want your kids to learn how to budget and save, there is a personal finance curriculum that can help!

Image of girl sitting at table writing in a homeschool workbook.

I received this product for free and was compensated for my time. All thoughts and opinions are my own; I was not required to post a positive review.

Personal Finance Curriculum for Tweens

My daughter has been working through Before Personal Finance Tween (8-12) Curriculum, and it has definitely been an eye-opener for her.

The curriculum focuses on “Future You,” giving tweens the opportunity to walk through 10 years of teen and young adult life. Chapter by chapter, they see how their financial choices affect their savings and their future.

Students choose a job near the beginning of the course. Then they create simulated budgets based on their income, spending, and giving. Unexpected “plot twists” make budgeting more challenging, just as they would in real life.

In one lesson, students plan a party where they choose between less expensive and more expensive options. For example, Kendra could choose to make the food herself for $75 or have someone else make the food for $200. She could buy a cake from a grocery store for $45 or get a cake from a bakery for $75.

The party budget was $500, and Kendra spent a significant amount of time deciding where she would splurge and where she would save money. She chose to have someone else make the food, but bought the less expensive grocery store cake and skipped most of the pricey extras.

In my daughter’s words, “You can’t always buy whatever you want. You need to budget.”

And THAT is a valuable life lesson learned.

💡 Learn more about Before Personal Finance Tween (8-12) Curriculum.

Image of a budgeting workbook for kids.

Why We Love This Personal Finance Curriculum

Kendra has really enjoyed this personal finance curriculum. In fact, she often works ahead of what she has been assigned simply because it is fun!

She particularly enjoyed the way the curriculum covered a ten-year span, showing the long-term effects of the choices she made over time.

I love how easy it is to use Before Personal Finance. The entire curriculum is contained in one spiral-bound workbook. No separate teacher manual, test booklet, or answer key to juggle. Just one easy-to-use workbook.

Most of all, I love that Kendra has learned some financial skills that will benefit her for a lifetime.

Image of girl working on a homeschool assignment in a personal finance workbook.

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