Easy-to-Use Consumer Math Curriculum
Equip your teen with real-life money skills and a strong Biblical foundation in stewardship with this homeschool consumer math curriculum.

As homeschool parents, we know that education isn’t all about worksheets and tests. It’s about preparing our kids for life.
One of the most important life skills we can teach our teens is how to manage money wisely.
However, wise money management goes beyond balancing a checkbook and avoiding debt. It also includes learning to steward God’s resources well.
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About Master Books Consumer Math Curriculum
When we teach our teens how to budget, save, tithe, and give generously, we’re helping them establish a solid foundation both financially and spiritually.
And that’s why I love Master Books Consumer Math. It’s a full-year course that teaches teens how to handle real-life financial situations wisely from a Biblical perspective.
The course is designed for grades 9-12 and provides a full credit in consumer math. Lessons follow a flexible 180 day schedule, with assignments scheduled 5 days each week.

What’s Included in the Consumer Math Set
The Master Books Consumer Math Set comes with everything you need to teach a full year of high school-level consumer math:
- Student Textbook with 20 lessons covering personal finance topics from a Biblical perspective
- Teacher Guide with worksheets, quizzes, tests, answer keys, and a suggested schedule
Both the student textbook and teacher guide are full color and beautifully laid out. The material is engaging and visually appealing with highlighted text, color-coded math problems, and colored text boxes for added interest.
This is probably the most attractive and interesting consumer math text and worksheets that we have used in 20+ years of homeschooling!

What’s Covered in Master Books Consumer Math
Master Books Consumer Math is filled with practical, real-life topics that teens need to understand before they begin to navigate adult life.
Some of the covered topics include:
- Creating and managing a budget
- Using checking and savings accounts
- Understanding interest and how it works
- Credit cards, loans, and credit scores
- Buying a car and understanding car insurance
- Earning income and understanding taxes
- Renting vs. buying a home
- Basic investing and planning for the future
- Generosity, stewardship, and Biblical principles for managing money
Every chapter also includes Scripture and thought questions that help your teen to reflect on how their faith should shape their financial decisions.
My daughter has come to me several times for help with the Scripture questions in her consumer math lesson. It’s been so rewarding to explain and help her apply the Bible to financial decisions.

Why I Love This Consumer Math Curriculum
There’s so much to love about this consumer math curriculum, especially if you’re a homeschool mom who values simplicity and meaningful learning.
1. It’s easy to use independently.
This course is exceptionally user-friendly. With the suggested schedule and straightforward lessons, my daughter has been able to complete the assignments completely on her own.
All I’ve needed to do is be available to help if she gets stuck. I don’t have to teach a thing!
2. It includes everything you need.
All you need is the student textbook and the teacher guide—no extra books or resources required. I love that I don’t have to worry about finding extra books or printing off additional resources.
3. It starts with the basics.
Before diving into personal finance topics, the course begins with a helpful review of foundational math skills. This has been such a confidence booster for my daughter.
Without this review, I know I would have spent a lot of time going over concepts from previous years to refresh her memory. But thankfully the review is built in with Master Books Consumer Math!

4. It includes a suggested schedule.
The Teacher Guide includes a 36-week schedule that outlines exactly what to do each day. It’s flexible enough to adjust, but structured enough to keep you on track.
This has eliminated the last-minute scramble to figure out what Kendra should be doing each day. I just have her check the schedule and do whatever it says. Problem solved!
5. It focuses on Biblical stewardship principles.
My favorite part of this consumer math curriculum is that every lesson encourages students to see money through the lens of Biblical stewardship. True financial literacy is not just about managing money. It’s about managing it well, in a way that honors God.
I appreciate that Biblical principles aren’t just an afterthought thrown into the curriculum to give it a Christian flavor. Instead, Master Books Consumer Math uses the Bible as the foundation that the entire course in built on.
We spend so much time preparing our kids—but life after graduation comes with big decisions, real expenses, and plenty of financial responsibility. This course helps teens prepare for all of that, both academically and spiritually.
Enter the Master Books Consumer Math Giveaway
Master Books is giving away a Consumer Math set to one winner. Enter below for your chance to win!
Giveaway ends August 31, 2025.
Can’t see the giveaway form? Click here!
